Guardianship: what you need to know Guardianship can be a good solution for people who have difficulty managing their finances themselves. If you are under guardianship, your money management is taken over by an administrator, such as at Zuyd Groep's Financial Management Department. In the Sittard-Geleen, Helmond and Waalwijk areas, guardianship offers help and guidance to restore stability to your finances and pay off your debts. It is important that you stay actively involved in your money matters during the guardianship process and learn how to handle your money better. Below are a few tips to help you do this.
Practical tips for budget management One of the most important things about good financial management is creating and following a realistic budget. With the right budget management tips, you will get a better grip on your income and expenses. Start with a clear overview of your fixed expenses, such as rent, energy costs and insurance. Then you can look at variable expenses like groceries, clothes and other things you buy. By keeping track of your expenses, you can see where your money is going and plan better.
Saving tips during and after guardianship Saving on your expenses will help you gain more financial space. Even during and after receivership, there are many things you can do to reduce your expenses without compromising your quality of life. Here are a few saving tips:
- Saving energy: Turn the thermostat down a degree, use energy-saving light bulbs and turn appliances off completely instead of on standby.
- Conscious shopping: Make a list before you go shopping and stick to it. Buy house brands instead of A brands and compare prices in different shops.
- Avoid buying on credit: Be careful when buying on instalments through online shops or services such as Klarna. This seems convenient, but can end up causing financial problems.
Financial education and support after receivership It is important to keep educating yourself about money matters, both during and after guardianship. There are many ways to learn more about finances, such as municipal courses or tools from Nibud, such as the step-by-step plan "Grip op geld." You can also ask for help from a volunteer, budget coach or budget manager to support you with your administration and money matters after guardianship. Take advantage of these opportunities to improve your financial skills and make your future financially stable.
Take control of your finances Managing money during and after guardianship can sometimes be difficult. But with the right tips, support and commitment, you can improve your situation considerably. Use the tips above to manage your budget better, save wisely and improve your financial knowledge. By staying active with your finances and learning from your experiences, you will be well prepared for a stable financial future after guardianship.
Do you need help or have questions? As a trustee, we are here to help you with your finances!